top of page
Blog


THE MEDICARE 2027 PLAN YEAR
If you are trying to understand the Medicare changes coming in 2027 and separate real numbers from headlines, you are in the right place. Some 2027 figures are confirmed, others are projections, and many remain pending. This article walks through each category so you can plan with the right information at the right time.


IS MEDIGAP PLAN N THE NEW PREFERRED MEDICARE SUPPLEMENT MEDIGAP PLAN IN AMERICA?
Choosing either Medicare Supplement/Medigap Plan G or Plan N comes down to two things: Plan N's small office and ER copays and its excess-charge gap, traded for a lower premium. Everything else is identical, because the federal government standardizes both plans. So this is a smaller decision than it looks, and once you understand those two differences, you can pick with confidence. Here's exactly how they play out for your situation.


WHICH MEDICARE SUPPLEMENT COMPANIES HAVE HAD THE HIGHEST PREMIUM INCREASES SINCE 2023?
WHY MEDICARE SUPPLEMENTS AND MEDIGAP PLANS HAVE FELT A NEED TO RAISE THEIR PREMIUMS
Businesses can always justify price increases to customers, and most of them are legitimate. But, as you will see for yourself, some companies are more greedy than others.
Here are the main reasons companies have raised their Medicare Supplement/Medigap premiums:


ARE THE EXTRA BENEFITS THAT COME WITH MEDICARE ADVANTAGE PLANS WORTH IT?
I invite you to follow along as I do my best to explain the history, logic, and allure of bright, shiny objects like the extra benefits offered by Medicare Advantage plans, which are not what they are cracked up to be. And why I don't advise anyone to enroll in a Medicare Advantage plan based on extra benefits alone.


TOP 5 REASONS TO CHOOSE ORIGINAL MEDICARE WITH A MEDICARE SUPPLEMENT PLAN
If you want to be in charge of your own healthcare, not some autocrat at an Insurance company, then Original/Traditional Medicare is the best option for you, hands down.


UNDERSTANDING THE MEDICARE PART D PRESCRIPTION PAYMENT PLAN
No one likes the feeling of dread that can arise at the beginning of the year when you visit your pharmacy in January, when you know the costs of your medications and your Part D plan has increased its rates from last year. This really can be a stressful experience for many senior Medicare beneficiaries. But a new option unveiled a few years ago may be something you haven't heard of. This option is called the Medicare Prescription Payment Plan, or MPPP.


STAND-ALONE MEDICARE PART D PREMIUM INCREASES
Many Original Medicare enrollees could face higher monthly premiums for their stand-alone Part D drug coverage next year now that a pilot program designed to keep premiums in check will be discontinued.
Medicare’s decision to end its three-year pilot program a year early has been described as both a necessary termination of an insurance industry bailout and a prelude to a spike in enrollees’ 2027 premiums.


A GUIDE AND RESOURCES FOR FAMILY CAREGIVERS
Family caregivers often bear significant financial and physical burdens. A range of federal, state, and nonprofit programs exist to provide relief - from direct financial assistance to free respite care and training programs.


MEDICARE BASICS TRAINING
Welcome to our article on Medicare Basics Training. Some people call this Medicare Basics or Medicare 101; for this article, I chose Medicare Basics Training because I think it best captures the goal. After reading this article on Medicare Basics Training, you will have a much clearer understanding of Medicare. Not just what Medicare is, but what it covers, the options you have, and the time to enroll.


HOW TO REQUEST AN IRMAA REVIEW TO REDUCE YOUR IRMAA SURCHARGES
Normally, the SSA reverts to your adjusted gross income from your tax filing from the prior two years, whether it is as an individual or on a joint return. But if you have a reduction that is a direct result of one of the eight Life-Changing Events listed below, you can request an immediate review without waiting two years.


WHY MEDICARE SPECIAL NEEDS PLANS (SNPs) ARE THE FASTEST GROWING SEGMENT FOR MEDICARE ADVANTAGE
A Special Needs Plan (SNP) provides benefits and services to people with specific severe and chronic diseases, certain health care needs, or who also have Medicaid.
SNPs include care coordination services and tailor their benefits, provider choices, and list of covered drugs (formularies) to meet best the specific needs of the groups they serve.
SNPs are either HMO or PPO plan types


CAN USING CHATGPT HELP SENIORS GET GOOD MEDICARE INFORMATION
AI chatbots can help you learn Medicare basics and prepare questions, but they cannot verify your personal coverage, costs, or provider network. Enrollment deadlines and penalties vary by situation, so confirm date-sensitive decisions with Medicare.gov or a licensed agent. Avoid entering personal identifiers, like your Medicare number or Social Security number, into public AI tools. The safest approach is to use AI to prepare questions, then confirm specifics with a licensed


CHANGES COMING TO MEDICARE IN 2027
Michael T Braden September 8, 2026 MEDICARE NEWS Photo of Braden Medicare Insurance's Changes Coming To Medicare In 2027 Poster While the maximum out-of-pocket and deductible amounts for Part D are set, the full picture for 2027 isn't quite complete yet. Now, all eyes turn to the fall, when the Centers for Medicare & Medicaid Services (CMS) officially releases the upcoming figures for standard Part B premiums, along with the deductible amounts for Medicare Part A (Hospi


PLEASE DO NOT IGNORE YOUR MEDICARE ANNUAL NOTICE OF CHANGE LETTER (ANOC)
As a Medicare beneficiary, you’ve probably realized that Medicare changes every year. It adjusts your premiums and deductibles, and this, in turn, causes updates to your chosen Medicare insurance plan. Your Medicare Annual Notice of Change (ANOC) can help prepare you for the changes that your Medicare plan will make for the following year.


WHAT IS MEDICARE?
You may find yourself asking, What is Medicare? Medicare is the National Health Insurance program for individuals aged 65 and older and those who meet specific eligibility criteria.
Medicare consists of four parts. However, additional options are available for those who want higher coverage.
Medicare can be confusing if you are not adequately educated. That is where we come in. Below, we review the four parts of Medicare and how they work together to provide healthcare cover
bottom of page