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Medicare Supplement plans, also known as Medigap, are designed to fill the gaps left by Original Medicare. Still, for many people, the benefits of having a Medigap/Medicare Supplement Policy are sadly never made clear to them, especially if they self-enrolled or worked with a Medicare Agent/Broker who wasn't as thorough or detailed as they should have been.

Medicare Supplement Plans F, G, and N are the three most popular Medigap Plans in the United States. Plan F has long been the Cadillac of Medigap Plans, but is now available only to those who turned 65 before January 1, 2020. Even though they have higher Out-Of-Pocket costs, Plan G and Plan N are more cost-effective than Plan F.

A little over 50% of Medicare Beneficiaries have Medicare Supplement/Medigap Insurance, often called Medigap Insurance. These policies are designed to work alongside your Original Medicare benefits, covering the financial gaps that Original Medicare leaves behind. Historically, beneficiaries had a wide array of lettered plans to choose from, each offering a different level of standardized coverage. This standardization ensures that a Plan G from one carrier offers the same be

While you may know these plans help cover copayments, coinsurance, and deductibles, several lesser-known features make this coverage even more valuable. Understanding these nuances can help you make a more informed decision about your healthcare future. Here are five surprising facts about Medigap that might change how you view your coverage options.

However, some differences between the G and N can impact your healthcare expenses and decision about which is more suitable for you. In this article, we’ll compare Medigap Plan G vs Medigap Plan N to help you decide what best suits your needs. 

Perhaps the most significant benefit is choice and portability. A Medicare Supplement or Medigap plan allows you to choose ANY Doctor, go to ANY Hospital ANYWHERE in the United States, and you are covered, as long as the Doctor and Hospital both accept Medicare's Assignment/Fee Structure.

A Medicare Supplement plan is an excellent option for people who prefer the government-run Medicare program but want a few more of their costs covered. This article explains what a Medicare Supplement plan is, how it works, the benefits each plan offers, and mo

Everything you need to know about Medicare starts here: there are three ways to receive Medicare coverage: Original Medicare, Medicare Advantage, and Medicare Part D. Each option has its own benefits and costs. 

Plans F and G are the most popular Medigap plans because they take away ugly healthcare billing surprises. High-deductible F and G Medigap plans do the same thing, but choosing these plans means you have to have enough savings to pay the annual deductible upfront.

What makes matters confusing to the public is that it is different from any Healthcare we have ever had, and it uses words, concepts, and acronyms we have never seen or heard of before. However, once you have a chance to work with someone who not only understands Medicare but also has the requisite skills and attributes to teach and explain it to others, it becomes much less daunting. In this article, I have tried to encapsulate Medicare in a basic but friendly format that

Currently, and since 2020, Medicare Supplement Plan G has been the most popular and the most purchased Medicare Supplement plan, and it is not even close. As of January 1, 2020, Medicare Supplement Plan F was the most popular plan; however, it is no longer available to anyone who was not 65 before 1/1/2020. Since then, Plan G has taken over.

Did you know that the two most significant factors in a successful retirement plan are retirement income and healthcare costs? Everyone should spend some time with a Medicare Broker to get a feel for what Medicare will cost in retirement.  I know you cannot be 100% accurate in projecting premiums too far in advance, but retirees need to understand the financial implications of Healthcare once they retire.   You need to plan for and understand Medicare effectively.