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HOW TO COPE WITH MEDIGAP PREMIUM INCREASES
Over 12 million Americans carry Medigap policies to help cover the gaps that Original Medicare leaves behind, such as deductibles, coinsurance, and Medicare cost-sharing. For years, annual premium increases were modest. That has changed. In early 2026 rate filings, Medigap Plan G premiums rose between 12% and 26% across many states. This article explains why premiums are climbing so sharply, what your options look like, and the concrete steps you can take to protect your cove
UNDERSTANDING YOUR MEDICARE OUT-OF-POCKET COSTS
In today's article, we are taking a closer look at what is included in Medicare's Out-Of-Pocket costs for both Original Medicare and for Medicare Advantage plans (Medicare Part C). Most new Medicare Beneficiaries are caught off guard when they learn that Original/Traditional Medicare has no limits on deductibles, copays, or coinsurance, which can add up without limit.
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