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Over 12 million Americans carry Medigap policies to help cover the gaps that Original Medicare leaves behind, such as deductibles, coinsurance, and Medicare cost-sharing. For years, annual premium increases were modest. That has changed. In early 2026 rate filings, Medigap Plan G premiums rose between 12% and 26% across many states. This article explains why premiums are climbing so sharply, what your options look like, and the concrete steps you can take to protect your cove

If you’ve been enrolled in a Medigap plan for a while, you probably noticed Premium increases were not just higher, they were noticeably outside the normal range most people had come to expect. Our goal with this article is to try and bring some clarity and honesty to why Medicare Supplement and Medigap Premiums have been increasing at not just an elevated rate the past few years, but I think we could safely say at an Alarming Rate