Blog

In the past, many turned to GOOD RX, SINGLE CARE, BUZZ RX, or other discount Prescription Drug Cards, but even then, many medications aren't covered. In this article, I want to share some other options that many people on Medicare simply aren't aware of. As an independent Medicare broker, I compare prices daily for my clients, and I have found that, for whatever reason, most insurance companies don't seem to cover many of the most common inhalers for people with Bronchitis,

Thank you for joining us today and learning more about the Free Medicare Wellness Visit. Feedback from my clients has been excellent, with the most common theme being that they never remember ever having an in-depth conversation with their PCP before. But remember, the Free Welcome to Medicare Visit isn't a complete annual physical; it is a great way to get on the same page with your Primary Care Provider (PCP), review your health history, and set the best possible course f

During the AEP, Medicare beneficiaries should take time to open and read the Annual Notice of Change (ANOC) letter they receive each September from their Medicare Advantage Plan or Medicare Part D Insurance carrier. Make notes for any changes that might impact your coverage for the new Medicare Plan year, which starts on January 1. No law requires you to change Medicare plans every year,

If you are trying to understand the Medicare changes coming in 2027 and separate real numbers from headlines, you are in the right place. Some 2027 figures are confirmed, others are projections, and many remain pending. This article walks through each category so you can plan with the right information at the right time.

No one likes the feeling of dread that can arise at the beginning of the year when you visit your pharmacy in January, when you know the costs of your medications and your Part D plan has increased its rates from last year. This really can be a stressful experience for many senior Medicare beneficiaries. But a new option unveiled a few years ago may be something you haven't heard of. This option is called the Medicare Prescription Payment Plan, or MPPP.

Many Original Medicare enrollees could face higher monthly premiums for their stand-alone Part D drug coverage next year now that a pilot program designed to keep premiums in check will be discontinued. Medicare’s decision to end its three-year pilot program a year early has been described as both a necessary termination of an insurance industry bailout and a prelude to a spike in enrollees’ 2027 premiums.

Michael T Braden September 8, 2026 MEDICARE NEWS Photo of Braden Medicare Insurance's Changes Coming To Medicare In 2027 Poster While the maximum out-of-pocket and deductible amounts for Part D are set, the full picture for 2027 isn't quite complete yet. Now, all eyes turn to the fall, when the Centers for Medicare & Medicaid Services (CMS) officially releases the upcoming figures for standard Part B premiums, along with the deductible amounts for Medicare Part A (Hospi

WHICH MEDICARE SUPPLEMENT/MEDIGAP PLANS INCLUDE FOREIGN TRAVEL BENEFITS Six of the ten standardized Medigap plans include a foreign travel emergency benefit: Plans C, D, F, G, M, and N. The remaining four, Plans A, B, K, and L, do not include this benefit at all.

Michael T Braden June 6, 2026 MEDICARE NEWS DOES MEDICARE PAY FOR CANCER TREATMENT? Yes. Medicare covers most chemotherapy and cancer drugs, which can reassure you that your treatment options are supported. Your out-of-pocket costs depend on whether the drug is infused in a clinic (Part B) or taken orally at home (Part D). Here is what each plan type pays, what chemo costs with Medicare, and how new negotiated drug prices are lowering costs for cancer patients. Yes, M

Your MSN shows you what services were billed, whether or not Medicare approved these services, if a claim was denied, how much Medicare paid, and the balance of what you may be responsible for.

BRADEN MEDICARE INSURANCE'S 2027 AEP CHECKLIST

Medicare is launching a new short-term program called the GLP-1 Bridge, providing Part D enrollees access beginning July 1, 2026. This article explains who qualifies, what drugs are covered, and how to get started. For years, people covered by Medicare had little to no access to prescription medications approved specifically for weight management. That changed May 6, 2026, in a major announcement sure to have dramatic implications for seniors & the pharmaceutical industry

Having been an Independent Medicare Broker for over 10 years, I was always frustrated by the sky-high prices seniors had to pay due to Medicare's Prescription Drug Prices. Finally, the first 10 drugs with their Medicare costs lowered took effect on 1/1/2026. This has been long overdue, and it will be a blessing for far too many Americans who rely on Medicare every day. But Medicare is not stopping there. Beginning in 2027, we will see Medicare lowering the costs of at least

I started wondering: what are the most common driving forces among people once they decide to quit working full-time? For many, the biggest influence on their decision was their spouse or their family. Oftentimes, people bury themselves in work to mask the pain and hurt of losing someone near and dear to them. And it is harder to imagine being joyful in retirement. But I found this exercise interesting and wanted to share it with you, hoping that some of you will find it

Whether you are new to Medicare or a seasoned Medicare Beneficiary, there are times when Billing issues can pop up out of nowhere and rain on your parade. In today's article, we wanted to pull back the curtain and give you a better understanding of how Medicare Billing works, both with Original Medicare and with Medicare Advantage plans. Our goal is to inform you of the differences so you can know what to expect.

When a health crisis strikes, your primary focus should be on recovery, not whether your insurance will cover the bill. Medical emergencies change everything because they remove your ability to plan. You do not have the time to research in-network facilities, compare out-of-pocket costs, or wait for approvals. You need immediate, life-saving care. Understanding how your coverage handles these unpredictable moments is vital for your peace of mind and your financial security.

The Medicare WISeR Model is a quality assurance program created by CMS to review a limited set of medical services that have historically been prone to misuse.

Navigating the world of Medicare can sometimes feel overwhelming, especially when the costs change each year. Understanding these adjustments is essential for budgeting and The official 2026 numbers have been released by the Centers for Medicare & Medicaid Services (CMS). We are here to walk you through these new costs, explain what they mean for you, and show you how to manage them effectively.

The Medicare enrollment period is a designated time each year when beneficiaries can make changes to their Medicare coverage. This period typically runs from October 15 to December 7 annually. During this time, you can: Switch from Original Medicare to a Medicare Advantage plan. Change from one Medicare Advantage plan to another. Enroll in a Medicare Part D prescription drug plan. Drop your Medicare prescription drug coverage.

Understanding the wonderful, wacky world of Medicare can often feel overwhelming, especially when the costs change each year. Understanding these adjustments is essential for budgeting and ensuring appropriate coverage for your healthcare needs. WHAT WILL MEDICARE COST IN 2026 WHAT COSTS ARE COVERED BY MEDICARE When we talk about “Medicare costs,” we are generally referring to a few different types of payments you might make: Such as: Premiums, Deductibles, Co-Pays & Co-I