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When it comes to deciding what the best Medicare Plan is for you and your family, you have to put some effort into the process. I mean, you could do the old tried-and-true "Guess and Be God" trick, but that rarely works. I get it, Medicare is not easy to understand; it seems daunting, so you want to get enrolled, pick a plan, and move on. But honestly, it takes a bit more effort on your part to set yourself up for success in retirement.