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Your MSN shows you what services were billed, whether or not Medicare approved these services, if a claim was denied, how much Medicare paid, and the balance of what you may be responsible for.

Did you know that more people spend time researching a new car than they do researching how to enroll in Medicare? It's true, and I get it, the government spends no time making sure we all understand what Medicare is all about; they just assume we will figure it out, eventually. We made this checklist to help everyone stay on track with their healthcare in retirement. Having been an independent Medicare Broker and a CMP (Certified Medicare Planner), I have seen too many peo

Medicare is the National Health Insurance for Americans 65 and older, and for some with an approved disability designation from the Social Security Administration. With well over 70 million people enrolled in Medicare. As you can imagine, some beneficiaries have Medicare complaints that are difficult to resolve on their own. Whenever this happens, Braden Medicare is right by your side. We will work with you, using our knowledge and expertise, to resolve any Medicare issue

But popularity doesn’t equal suitability. This article takes a clear-eyed look at why Medicare Advantage plans are bad for many seniors, particularly due to restricted provider networks, prior-authorization barriers, out-of-pocket costs, and year-to-year instability. Understanding these disadvantages before you enroll or re-evaluate your current plan can protect both your health and your finances. Medicare Advantage plans can be frustrating due to their restricted networks, f

Welcome to Medicare............ I hope this article is fun, handy, and informative. As you can imagine, since Medicare is a Government program, there is a lot to digest. In this article, we have tried to cover Medicare from A-Z in a very condensed but effective manner. I have been an independent, licensed Medicare Broker and Certified Medicare Planner for the past 11 years, and everyday I am honored to speak to people who need help understanding Medicare, and where to sta

In today's article, we are introducing and explaining what A Benefit Authorization Letter is, how and where to get a copy of your Benefit Verification Letter, and what to do with it once you have it.

In today's article, we are taking a closer look at what is included in Medicare's Out-Of-Pocket costs for both Original Medicare and for Medicare Advantage plans (Medicare Part C). Most new Medicare Beneficiaries are caught off guard when they learn that Original/Traditional Medicare has no limits on deductibles, copays, or coinsurance, which can add up without limit.

Whether you are new to Medicare or a seasoned Medicare Beneficiary, there are times when Billing issues can pop up out of nowhere and rain on your parade. In today's article, we wanted to pull back the curtain and give you a better understanding of how Medicare Billing works, both with Original Medicare and with Medicare Advantage plans. Our goal is to inform you of the differences so you can know what to expect.

Medicare Supplement plans, also known as Medigap, are designed to fill the gaps left by Original Medicare. Still, for many people, the benefits of having a Medigap/Medicare Supplement Policy are sadly never made clear to them, especially if they self-enrolled or worked with a Medicare Agent/Broker who wasn't as thorough or detailed as they should have been.

Navigating the world of Medicare can sometimes feel overwhelming, especially when the costs change each year. Understanding these adjustments is essential for budgeting and The official 2026 numbers have been released by the Centers for Medicare & Medicaid Services (CMS). We are here to walk you through these new costs, explain what they mean for you, and show you how to manage them effectively.

In today's article, we will discuss and explain what pre-existing conditions are covered and accepted by Medicare. Yes, Medicare does cover pre-existing medical conditions. From the moment you enroll, Medicare ensures that you receive the treatment and care you need, regardless of your health. However, certain exceptions and specifics apply depending on the type of Medicare plan you choose.

Once you start receiving Social Security benefits or Railroad Retirement benefits, Medicare premiums will be automatically deducted from those payments. But until then, you may be better off paying Medicare online by using Medicare’s automatically deducted monthly payment system called Easy Pay If you did not work enough quarters to qualify for Premium Free Medicare Part A, or if you are a High Wage Earner who has been assessed with an IRMAA surcharge, you will be billed for

Perhaps the most significant benefit is choice and portability. A Medicare Supplement or Medigap plan allows you to choose ANY Doctor, go to ANY Hospital ANYWHERE in the United States, and you are covered, as long as the Doctor and Hospital both accept Medicare's Assignment/Fee Structure.

Medicare uses Prior Authorization to ensure that certain medical services or prescription drugs meet specific coverage criteria before they are approved and paid for. Prior Authorization rules are implemented as cost-saving measures. Medicare wants to ensure that every Medical Procedure is medically necessary for the beneficiary's health.