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DOES MEDICARE PROVIDE FOR ASSISTED LIVING FACILITIES? No, Assisted living facilities are often referred to as Long Term Care Facilities. These facilities serve individuals requiring non-medical custodial care and assist with daily activities they cannot perform on their own. These ADLs (Activities of Daily Living) include Dressing, Bathing, Medication Management, getting in and out of a Chair or a Bed, Walking Independently, going to the Restroom, and eating.

A Medicare Insurance Broker, also known as a Medicare Broker or Medicare Agent, undergoes extensive training on Medicare law and Medicaid services and is officially certified by insurance companies by CMS guidelines. They are required to adhere to stringent regulations, particularly about marketing and enrollment, ensuring full compliance with Medicare, state insurance regulations, and private insurance companies.

Did you know that the two most significant factors in a successful retirement plan are retirement income and healthcare costs? Everyone should spend some time with a Medicare Broker to get a feel for what Medicare will cost in retirement.  I know you cannot be 100% accurate in projecting premiums too far in advance, but retirees need to understand the financial implications of Healthcare once they retire.   You need to plan for and understand Medicare effectively.  

My Blog is https://www.bradenmedicareinsurance.com/blog. I know it is a unique title, right? But it does serve a purpose. This blog is geared toward Baby Boomers, Seniors, Medicare Beneficiaries, and anyone with parents or other family members on Medicare or approaching age 65. Even if you are just curious and found our site by mistake, everyone is welcome to our humble corner of the web.

There are two types of Agents. A Captive Agent is only contracted with one Insurance company, meaning they are not allowed to Market or discuss any other Medicare plans from any other company. The second type of Agent is an Independent agent that typically only has 1-3 companies that they are contracted with. While a Medicare Broker, who is still technically an Agent, can represent multiple Insurance companies.Do you know the difference?

You may never need to file a Medicare Claim, but if you do, we want to provide you with step-by-step instructions on how to file a Medicare Claim in the event you ever need it.

Often, as we get older, we are not fully aware of what shape our parents are in. We have been busy with our lives, and honestly, most people are not aware of the changes their parents are constantly grappling with. There comes a time when we need to care for them, in the same loving manner they cared for us growing up. Providing Care for aging parents and other family members is what this article is all about.

When it comes to Medicare for Veterans, Veterans and their families are required to be enrolled in Medicare Part B in order to receive and take advantage of their VA Health Benefits.

I know most Medicare Beneficiaries understand what they can do and what they need to do during AEP, which runs from October 15th through December 6th each year. Hopefully, this article is a quick read and full of timely information, serving as both a reminder and a call to action where applicable. Enjoy....................................

The purpose of this article is not to be a statement for or against vaccines in any way, shape, or form. To deliver information, I respectfully do not care if you are pro-vaccine or anti-vaccine. Neither viewpoint is the reason why I decided to write the article. This article offers tips, tricks, and reminders to keep seniors and Medicare beneficiaries aware of the proper way to receive vaccines without incurring any costs. It's as simple as that.

We work tirelessly every day to help our clients achieve Peace of Mind by taking care of them and making sure they are happy with their healthcare. We plan on being a resource for them for the rest of their lives.

Here at Braden Medicare Insurance, it is almost an oxymoron to say the words Medicare and Reader's Digest Form in the same sentence. That is simply because Medicare is so broad and complex that it is challenging to encapsulate the concepts in a book, let alone a chapter, and have them make sense. In this article, we have done our best to present the condensed Reader's Digest version of Medicare. We hope you find the article helpful and worthwhile.

Medicare is like riding a 10-speed Schwinn Bicycle for the first time; it took a little bit of getting used to, but you quickly figured it out

This ALL ABOUT IRMAA ARTICLE is meant to educate you on what IRMAA is as it relates to Medicare. IRMAA is an acronym for Income-Related-Monthly-Adjustment-Amount.

Michael T. Braden August 27, 2024 BRADEN MEDICARE INSURANCE Braden Medicare Insurance's Privacy Policy Photo From The BradenMedicare.com Website. OUR BRADEN MEDICARE PRIVACY POLICY Protecting your private information is our top priority. This Privacy Statement applies to https://www.bradenmedicare.com and the Braden Medicare Insurance Agency, outlining our data collection and usage practices. For this Privacy Policy, any references to Braden Medicare Insurance and the Bra

Here at Braden Medicare Insurance, we have included the most commonly used and requested forms from our clients. However, if you are looking for a specific item or form and do not see it here, call us at (480) 225-1393 or email me at mike@bradenmedicare.com, and we will do our best to send it to you asap.

Life is beautiful, every day is a gift, and I love what I do.  You will find that we genuinely enjoy helping people and educating them about Medicare. We do our best to advise and guide them so they can make the best decisions for themselves and their families moving forward. I am available any time of the day you need me, but fair warning, I answer my phone and emails every day that ends in "Y", so please, please never feel bad about calling, texting, or emailing me anytime.

How much Medicare will cost in 2025 is an excellent question, but there are too many variables to predict the cost for each Medicare beneficiary. That is because healthcare is personal; what works best for John may not be what Mary needs. That is why there is a dizzying abundance of options and combinations.

At Braden Medicare Insurance we are proud to partner with the best Medicare Insurance providers in America.

Original Medicare has always consisted of Two Parts, Medicare Part A and Medicare Part B, since Lyndon Johnson signed it into law.  Then, under Bill Clinton, Medicare introduced the third part of Medicare, Medicare Part C. Initially referred to as Medicare Choice at the time, it later became known as Medicare Advantage.   Lastly, George W. Bush added the final component of Medicare, Medicare Part D, which covers Prescription Drug plans.