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AMAZON'S RxPass HAS YOU COVERED While other savings programs charge for each medication, Rx Pass is always $5 a month —no matter how many generic prescription medications you take.   AMAZON RxPass HAS A LOW FLAT FEE ON 50 GENERIC MEDICATIONS FOR SENIORS. Every Amazon Prime Member who is a current Medicare Beneficiary can join RxPass and begin to take advantage of these unbelievable savings. SUBSCRIBE FOR JUST $5 PER MONTH

Yes, Medicare Covers Stem Cell Therapy, but only in specific cases. The first important consideration is that Medicare stem cell therapy coverage is only available if your doctor deems the procedure medically necessary. Furthermore, Medicare coverage for stem cell therapy will only apply to services approved by the Food and Drug Administration (FDA).

ORIGINAL MEDICARE DOES NOT COVER ROUTINE DENTAL Almost everyone understands that Original or Traditional Medicare does not offer coverage for routine Dental, Vision, or hearing. This means that seniors who prefer the Quality and Choice that comes with Original Medicare, especially when coupled with a Medicare Supplement/Medigap policy, are usually forced to look for Dental and/or Vision insurance on their own.

If you’re 65 or older, you are eligible for Medicare. You may elect employer coverage instead of Medicare if you or your spouse is actively employed and your employer offers creditable coverage. Generally, if your employer has more than 20 employees, Medicare considers its Group Health Plan creditable. If your employer has fewer than 20 employees, Medicare does not consider your Group Health Plan creditable coverage. In this case, you should consider dropping your plan and en

Currently, and since 2020, Medicare Supplement Plan G has been the most popular and the most purchased Medicare Supplement plan, and it is not even close. As of January 1, 2020, Medicare Supplement Plan F was the most popular plan; however, it is no longer available to anyone who was not 65 before 1/1/2020. Since then, Plan G has taken over.

The reason Special Needs Plans exist is to better serve individuals with a Team approach to their care. Having multiple "Specialists" in their networks is vital to these individuals receiving the best possible care possible. It is also an efficient way to coordinate resources for the Insurance companies. Medicare SNPs typically have specialists in the diseases or conditions that affect their members.

For many people, High Deductible Medigap Plans (HDG and HDF) may make sense, but they would not be my first choice for most Medicare Beneficiaries. The appeal of a High-Deductible Medicare Supplement/Medigap plan is its lower premiums, some of which can be under $50 per month. But, instead of having the regular $240.00 Part B Deductible, the Deductible is $2,800. But that in itself is misleading.

From this article, you’ll learn about what Medicare costs you can deduct from your taxes. We will talk in-depth about Medicare expenses that are and are not deductible, about whether and when the self-employed can deduct their health insurance premiums, and whether or not you can pay for your Medicare premiums with your HSA funds.

A Medicare PFFS Plan is a type of Medicare Advantage Plan (Medicare Part C) offered by a private insurance company. PFFS plans aren’t the same as Original Medicare or Medigap. The plan determines how much it will pay doctors, other health care providers, and hospitals, and how much you must pay when you get care.  

The Fall Opera Enrollment Period runs from October 15th to December 7th. Here is what you can do during this critical time: If you are a Medicare Advantage Member, you can choose to stay with your current Medicare Advantage Plan, as long as your plan is still available. If that is what you decide to do, then you do not need to do anything else. Your plan will automatically renew on January 1st.

CAN YOU CANCEL YOUR MEDICARE ADVANTAGE PLAN? Yes, you can cancel your Medicare Advantage plan. You need to qualify for one of the four Medicare Enrollment Periods during the Medicare Plan Year. The short answer is yes; however, you can only do this during certain times of the year, and there are a few trap doors you need to navigate. But if you are truly unhappy or dissatisfied with your Medicare Advantage Plan, this Article is definitely what you need to read.

What do we mean by Do All Doctors Accept Medicare? The Term "Accepts Medicare" refers to Doctors who have signed an agreement with the Government to see and treat patients, using the national Medicare Fee Schedule for the rates they charge for a given appointment, treatment, or service. No, not all doctors in America accept Medicare. A few do not take it, but the overwhelming majority of physicians and other Healthcare professionals accept Medicare.

Medicare uses Prior Authorization to ensure that certain medical services or prescription drugs meet specific coverage criteria before they are approved and paid for. Prior Authorization rules are implemented as cost-saving measures. Medicare wants to ensure that every Medical Procedure is medically necessary for the beneficiary's health.

DOES MEDICARE PROVIDE FOR ASSISTED LIVING FACILITIES? No, Assisted living facilities are often referred to as Long Term Care Facilities. These facilities serve individuals requiring non-medical custodial care and assist with daily activities they cannot perform on their own. These ADLs (Activities of Daily Living) include Dressing, Bathing, Medication Management, getting in and out of a Chair or a Bed, Walking Independently, going to the Restroom, and eating.

A Medicare Insurance Broker, also known as a Medicare Broker or Medicare Agent, undergoes extensive training on Medicare law and Medicaid services and is officially certified by insurance companies by CMS guidelines. They are required to adhere to stringent regulations, particularly about marketing and enrollment, ensuring full compliance with Medicare, state insurance regulations, and private insurance companies.

Did you know that the two most significant factors in a successful retirement plan are retirement income and healthcare costs? Everyone should spend some time with a Medicare Broker to get a feel for what Medicare will cost in retirement.  I know you cannot be 100% accurate in projecting premiums too far in advance, but retirees need to understand the financial implications of Healthcare once they retire.   You need to plan for and understand Medicare effectively.  

My Blog is https://www.bradenmedicareinsurance.com/blog. I know it is a unique title, right? But it does serve a purpose. This blog is geared toward Baby Boomers, Seniors, Medicare Beneficiaries, and anyone with parents or other family members on Medicare or approaching age 65. Even if you are just curious and found our site by mistake, everyone is welcome to our humble corner of the web.

There are two types of Agents. A Captive Agent is only contracted with one Insurance company, meaning they are not allowed to Market or discuss any other Medicare plans from any other company. The second type of Agent is an Independent agent that typically only has 1-3 companies that they are contracted with. While a Medicare Broker, who is still technically an Agent, can represent multiple Insurance companies.Do you know the difference?

You may never need to file a Medicare Claim, but if you do, we want to provide you with step-by-step instructions on how to file a Medicare Claim in the event you ever need it.

Often, as we get older, we are not fully aware of what shape our parents are in. We have been busy with our lives, and honestly, most people are not aware of the changes their parents are constantly grappling with. There comes a time when we need to care for them, in the same loving manner they cared for us growing up. Providing Care for aging parents and other family members is what this article is all about.