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There are two types of Agents. A Captive Agent is only contracted with one Insurance company, meaning they are not allowed to Market or discuss any other Medicare plans from any other company. The second type of Agent is an Independent agent that typically only has 1-3 companies that they are contracted with. While a Medicare Broker, who is still technically an Agent, can represent multiple Insurance companies.Do you know the difference?

You may never need to file a Medicare Claim, but if you do, we want to provide you with step-by-step instructions on how to file a Medicare Claim in the event you ever need it.

I know most Medicare Beneficiaries understand what they can do and what they need to do during AEP, which runs from October 15th through December 6th each year. Hopefully, this article is a quick read and full of timely information, serving as both a reminder and a call to action where applicable. Enjoy....................................

Here at Braden Medicare Insurance, it is almost an oxymoron to say the words Medicare and Reader's Digest Form in the same sentence. That is simply because Medicare is so broad and complex that it is challenging to encapsulate the concepts in a book, let alone a chapter, and have them make sense. In this article, we have done our best to present the condensed Reader's Digest version of Medicare. We hope you find the article helpful and worthwhile.

Medicare is like riding a 10-speed Schwinn Bicycle for the first time; it took a little bit of getting used to, but you quickly figured it out

This ALL ABOUT IRMAA ARTICLE is meant to educate you on what IRMAA is as it relates to Medicare. IRMAA is an acronym for Income-Related-Monthly-Adjustment-Amount.

How much Medicare will cost in 2025 is an excellent question, but there are too many variables to predict the cost for each Medicare beneficiary. That is because healthcare is personal; what works best for John may not be what Mary needs. That is why there is a dizzying abundance of options and combinations.

Original Medicare has always consisted of Two Parts, Medicare Part A and Medicare Part B, since Lyndon Johnson signed it into law.  Then, under Bill Clinton, Medicare introduced the third part of Medicare, Medicare Part C. Initially referred to as Medicare Choice at the time, it later became known as Medicare Advantage.   Lastly, George W. Bush added the final component of Medicare, Medicare Part D, which covers Prescription Drug plans.

When deciding which plan to enroll in, your first step should be to choose between Medigap plan vs. Medicare Advantage plans.