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The Medicare enrollment period is a designated time each year when beneficiaries can make changes to their Medicare coverage. This period typically runs from October 15 to December 7 annually. During this time, you can: Switch from Original Medicare to a Medicare Advantage plan. Change from one Medicare Advantage plan to another. Enroll in a Medicare Part D prescription drug plan. Drop your Medicare prescription drug coverage.

We wrote this to help you better understand Medicare concisely and transparently. Medicare consists of four parts. Medicare Part A,  Part B, Part C, and Part D  MEDICARE PART A - Pays for Inpatient Hospitalization, Hospice, and Skilled Nursing Care. MEDICARE PART B - Pays for outpatient doctor visits, Lab Tests, Screenings, and DME. MEDICARE PART C - Is Medicare Advantage MEDICARE PART D - Covers Prescription Medications.

The Medicare AEP (Annual Enrollment Period) runs from October 15th through December 7th every year. During AEP, about 48 million Medicare Beneficiaries will make at least one change to their Healthcare portfolio for the 2026 Plan Year. The Medicare Annual Enrollment Period (AEP) occurs each fall. During the AEP, Medicare beneficiaries can change their current Medicare Advantage Plan or their Stand-Alone Medicare Part D Prescription Drug Plan.

Getting older can be challenging.  The healthcare options available to you may seem confusing or unnecessary.  Your inexperience in this new chapter, coupled with ongoing health concerns, creates a recipe for disaster.   With age comes wisdom, and knowing how to navigate the system will demonstrate it.  Getting the coverage and protection that you need is much easier than it seems.  Here are three essential parts of enrolling in Medicare that will help guide you through the p

Both Medicare Part A and Medicare Part B are 80% government-paid, with the remaining 20% borne by the beneficiary or patient. With Original Medicare, you are free to choose a Doctor or Hospital that accepts Medicare Terms for payment. (Approximately 94% of all Doctors accept Medicare.

One of the interesting aspects of enrolling in Medicare is the fact that you apply for Medicare benefits through the Social Security Administration.  The SSA processes each Medicare enrollment application because it has access to all of your personal information, and it is more efficient for them to vet each prospective Medicare beneficiary first.  Once your application is approved, you will receive a letter confirming your enrollment and that your Medicare Card will arrive b

However, there is a stark difference. Medicare is the National Health Insurance Program for Americans age 65 and over, as well as those with ALS or Renal Failure, or those who have been issued a Disability designation by the Social Security Administration. Medicaid operates at the state level and helps provide Health Care and other vital services to low-income individuals, seniors, single mothers, and children.

Most Americans do not realize that you apply for your Medicare Card through the Social Security website. Then, once you have received your card, all of your Medicare questions and inquiries will go through the Medicare website at www.medicare.gov or by calling Medicare 24/7 at 1-800-MEDICARE. This is the easiest and best way to apply for Medicare. You can do it online at www.ssa.gov. It is straightforward and takes about 10 minutes to complete.Look for the Blue Tab that say

Everything you need to know about Medicare starts here: there are three ways to receive Medicare coverage: Original Medicare, Medicare Advantage, and Medicare Part D. Each option has its own benefits and costs. 

Original Medicare includes Medicare Part A  (Hospital Insurance) and Medicare Part B (Medical Insurance).  The Government pays for 80% of all Medicare-covered and Medically Necessary procedures, while you, the Medicare Beneficiary, pa for the other 20% of health services not paid for by Medicare. You typically pay for services as you receive them. When you get services, you’ll pay a deductible at  the start of each year, and you usually pay 20% of the cost of the  Medicare-ap

What makes matters confusing to the public is that it is different from any Healthcare we have ever had, and it uses words, concepts, and acronyms we have never seen or heard of before. However, once you have a chance to work with someone who not only understands Medicare but also has the requisite skills and attributes to teach and explain it to others, it becomes much less daunting. In this article, I have tried to encapsulate Medicare in a basic but friendly format that

Yes, Medicare Covers Stem Cell Therapy, but only in specific cases. The first important consideration is that Medicare stem cell therapy coverage is only available if your doctor deems the procedure medically necessary. Furthermore, Medicare coverage for stem cell therapy will only apply to services approved by the Food and Drug Administration (FDA).

If you’re 65 or older, you are eligible for Medicare. You may elect employer coverage instead of Medicare if you or your spouse is actively employed and your employer offers creditable coverage. Generally, if your employer has more than 20 employees, Medicare considers its Group Health Plan creditable. If your employer has fewer than 20 employees, Medicare does not consider your Group Health Plan creditable coverage. In this case, you should consider dropping your plan and en

Currently, and since 2020, Medicare Supplement Plan G has been the most popular and the most purchased Medicare Supplement plan, and it is not even close. As of January 1, 2020, Medicare Supplement Plan F was the most popular plan; however, it is no longer available to anyone who was not 65 before 1/1/2020. Since then, Plan G has taken over.

For many people, High Deductible Medigap Plans (HDG and HDF) may make sense, but they would not be my first choice for most Medicare Beneficiaries. The appeal of a High-Deductible Medicare Supplement/Medigap plan is its lower premiums, some of which can be under $50 per month. But, instead of having the regular $240.00 Part B Deductible, the Deductible is $2,800. But that in itself is misleading.

From this article, you’ll learn about what Medicare costs you can deduct from your taxes. We will talk in-depth about Medicare expenses that are and are not deductible, about whether and when the self-employed can deduct their health insurance premiums, and whether or not you can pay for your Medicare premiums with your HSA funds.

The Fall Opera Enrollment Period runs from October 15th to December 7th. Here is what you can do during this critical time: If you are a Medicare Advantage Member, you can choose to stay with your current Medicare Advantage Plan, as long as your plan is still available. If that is what you decide to do, then you do not need to do anything else. Your plan will automatically renew on January 1st.

What do we mean by Do All Doctors Accept Medicare? The Term "Accepts Medicare" refers to Doctors who have signed an agreement with the Government to see and treat patients, using the national Medicare Fee Schedule for the rates they charge for a given appointment, treatment, or service. No, not all doctors in America accept Medicare. A few do not take it, but the overwhelming majority of physicians and other Healthcare professionals accept Medicare.

Medicare uses Prior Authorization to ensure that certain medical services or prescription drugs meet specific coverage criteria before they are approved and paid for. Prior Authorization rules are implemented as cost-saving measures. Medicare wants to ensure that every Medical Procedure is medically necessary for the beneficiary's health.

DOES MEDICARE PROVIDE FOR ASSISTED LIVING FACILITIES? No, Assisted living facilities are often referred to as Long Term Care Facilities. These facilities serve individuals requiring non-medical custodial care and assist with daily activities they cannot perform on their own. These ADLs (Activities of Daily Living) include Dressing, Bathing, Medication Management, getting in and out of a Chair or a Bed, Walking Independently, going to the Restroom, and eating.