Blog

Short-Term Care Insurance (STC) is an essential financial tool that provides coverage for individuals who require temporary care services. Also known as recovery or post-hospitalization insurance, short-term care insurance protects against the high costs associated with short-term care needs. Here, we will delve into the details of short-term care insurance, including its purpose, cost, benefits, and other key aspects.

Vaccines play a crucial role in preventing several serious infectious diseases. Luckily, Medicare covers the cost of most vaccines. However, Medicare itself is comprised of four different parts, so it's helpful to know which parts cover which vaccines.

There can be consequences and penalties if a new Medicare Beneficiary does not enroll in Medicare within their IEP, provided they have no other "Creditable Medical Coverage", such as a Group Employer Health Plan from a company with more than 20 Employees, or FEHB Members.

Everything you need to know about Medicare Supplement Insurance plans, including how to change plans and keep your premiums as low as possible which is very important as we age.

With congressional approval of the Biden Administration's Inflation Reduction Act, significant changes are coming to Medicare. Most of these changes are fantastic and long overdue for many Medicare Beneficiaries. However, these rapid changes have a cause-and-effect relationship that needs to be explained.

Last Month, Amazon announced the expansion of eligibility for its RxPass prescription medication program. This new program is the Amazon RxPass Prescription Plan. This program allows Medicare beneficiaries to receive unlimited popular, generic (Tier 1 & Tier 2) prescription medications for just a $5.00 Subscription Fee Per Month.

Michael T Braden September 24, 2023 MEDICARE NEWS Some of you may remember the Article we wrote last year after it was announced that Medicare would start negotiating Prescription Drug Prices in 2024. Medicare will deal directly with drug manufacturers and pharmaceutical companies. Initially, they would select the 10 most-prescribed (Non-Generic) Medications for 2024. Then they would continue to negotiate 10 per year. Although the new pricing won't take effect until Januar

What are Medicare Advantage Plans? Medicare Advantage Plans cover all Medicare services. Some Medicare Advantage Plans also offer extra coverage, such as vision, hearing, and dental coverage.

Perhaps the most significant benefit is choice and portability. A Medicare Supplement or Medigap plan allows you to choose ANY Doctor, go to ANY Hospital ANYWHERE in the United States, and you are covered, as long as the Doctor and Hospital both accept Medicare's Assignment/Fee Structure.

MEDICARE PRESCRIPTION DRUG PLANS You must be enrolled in Medicare Part A and/or Part B to be eligible to enroll in Part D. Medicare drug coverage is only available through private plans. If you have Medicare Part A and/or Part B and you do not have other drug coverage (creditable coverage), you should enroll in a Part D plan.

Getting older can be challenging. The healthcare options available to you may seem confusing or unnecessary. Your inexperience in this new chapter, coupled with ongoing health concerns, creates a recipe for disaster. With age comes wisdom, and knowing how to navigate the system will demonstrate it. Getting the coverage and protection that you need is much easier than it seems. Here are three essential parts of enrolling in Medicare that will help guide you through the p

But as with anything, life becomes more complex and more complicated over time and the world continues to grow and evolve. Nowadays, Final Expense Insurance can cover Credit Card Debt, be used to pay off Mortgages,,Automobile Loans, Student Loans, Medical Bills all in addition to just "Funeral Expenses".

A Medicare Supplement plan is an excellent option for people who prefer the government-run Medicare program but want a few more of their costs covered. This article explains what a Medicare Supplement plan is, how it works, the benefits each plan offers, and mo

MA and MA/PD (Medicare Advantage Plans) were created as alternatives to Original Medicare and Medicare Supplement/Medigap insurance. By joining one of these plans, you direct Medicare to pay the Advantage Plan a set monthly amount for your care. In return, the plan will deliver all of your Part A & Part B benefits and services.

Both Medicare Part A and Medicare Part B are 80% government-paid, with the remaining 20% borne by the beneficiary or patient. With Original Medicare, you are free to choose a Doctor or Hospital that accepts Medicare Terms for payment. (Approximately 94% of all Doctors accept Medicare.