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DOES MEDICARE PROVIDE FOR ASSISTED LIVING FACILITIES? No, Assisted living facilities are often referred to as Long Term Care Facilities. These facilities serve individuals requiring non-medical custodial care and assist with daily activities they cannot perform on their own. These ADLs (Activities of Daily Living) include Dressing, Bathing, Medication Management, getting in and out of a Chair or a Bed, Walking Independently, going to the Restroom, and eating.

A Medicare Insurance Broker, also known as a Medicare Broker or Medicare Agent, undergoes extensive training on Medicare law and Medicaid services and is officially certified by insurance companies by CMS guidelines. They are required to adhere to stringent regulations, particularly about marketing and enrollment, ensuring full compliance with Medicare, state insurance regulations, and private insurance companies.

Did you know that the two most significant factors in a successful retirement plan are retirement income and healthcare costs? Everyone should spend some time with a Medicare Broker to get a feel for what Medicare will cost in retirement.  I know you cannot be 100% accurate in projecting premiums too far in advance, but retirees need to understand the financial implications of Healthcare once they retire.   You need to plan for and understand Medicare effectively.  

You may never need to file a Medicare Claim, but if you do, we want to provide you with step-by-step instructions on how to file a Medicare Claim in the event you ever need it.

When it comes to Medicare for Veterans, Veterans and their families are required to be enrolled in Medicare Part B in order to receive and take advantage of their VA Health Benefits.

I know most Medicare Beneficiaries understand what they can do and what they need to do during AEP, which runs from October 15th through December 6th each year. Hopefully, this article is a quick read and full of timely information, serving as both a reminder and a call to action where applicable. Enjoy....................................

Here at Braden Medicare Insurance, it is almost an oxymoron to say the words Medicare and Reader's Digest Form in the same sentence. That is simply because Medicare is so broad and complex that it is challenging to encapsulate the concepts in a book, let alone a chapter, and have them make sense. In this article, we have done our best to present the condensed Reader's Digest version of Medicare. We hope you find the article helpful and worthwhile.

Medicare is like riding a 10-speed Schwinn Bicycle for the first time; it took a little bit of getting used to, but you quickly figured it out

This ALL ABOUT IRMAA ARTICLE is meant to educate you on what IRMAA is as it relates to Medicare. IRMAA is an acronym for Income-Related-Monthly-Adjustment-Amount.

Here at Braden Medicare Insurance, we have included the most commonly used and requested forms from our clients. However, if you are looking for a specific item or form and do not see it here, call us at (480) 225-1393 or email me at mike@bradenmedicare.com, and we will do our best to send it to you asap.

How much Medicare will cost in 2025 is an excellent question, but there are too many variables to predict the cost for each Medicare beneficiary. That is because healthcare is personal; what works best for John may not be what Mary needs. That is why there is a dizzying abundance of options and combinations.

Original Medicare has always consisted of Two Parts, Medicare Part A and Medicare Part B, since Lyndon Johnson signed it into law.  Then, under Bill Clinton, Medicare introduced the third part of Medicare, Medicare Part C. Initially referred to as Medicare Choice at the time, it later became known as Medicare Advantage.   Lastly, George W. Bush added the final component of Medicare, Medicare Part D, which covers Prescription Drug plans.

When deciding which plan to enroll in, your first step should be to choose between Medigap plan vs. Medicare Advantage plans.