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Medicare is like riding a 10-speed Schwinn Bicycle for the first time; it took a little bit of getting used to, but you quickly figured it out

This ALL ABOUT IRMAA ARTICLE is meant to educate you on what IRMAA is as it relates to Medicare. IRMAA is an acronym for Income-Related-Monthly-Adjustment-Amount.

Here at Braden Medicare Insurance, we have included the most commonly used and requested forms from our clients. However, if you are looking for a specific item or form and do not see it here, call us at (480) 225-1393 or email me at mike@bradenmedicare.com, and we will do our best to send it to you asap.

How much Medicare will cost in 2025 is an excellent question, but there are too many variables to predict the cost for each Medicare beneficiary. That is because healthcare is personal; what works best for John may not be what Mary needs. That is why there is a dizzying abundance of options and combinations.

Original Medicare has always consisted of Two Parts, Medicare Part A and Medicare Part B, since Lyndon Johnson signed it into law.  Then, under Bill Clinton, Medicare introduced the third part of Medicare, Medicare Part C. Initially referred to as Medicare Choice at the time, it later became known as Medicare Advantage.   Lastly, George W. Bush added the final component of Medicare, Medicare Part D, which covers Prescription Drug plans.

When deciding which plan to enroll in, your first step should be to choose between Medigap plan vs. Medicare Advantage plans.