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Once you start receiving Social Security benefits or Railroad Retirement benefits, Medicare premiums will be automatically deducted from those payments. But until then, you may be better off paying Medicare online by using Medicare’s automatically deducted monthly payment system called Easy Pay If you did not work enough quarters to qualify for Premium Free Medicare Part A, or if you are a High Wage Earner who has been assessed with an IRMAA surcharge, you will be billed for

Short-Term Care Insurance (STC) is an essential financial tool that provides coverage for individuals who require temporary care services. Also known as recovery or post-hospitalization insurance, short-term care insurance protects against the high costs associated with short-term care needs. Here, we will delve into the details of short-term care insurance, including its purpose, cost, benefits, and other key aspects.  

Original Medicare includes Medicare Part A  (Hospital Insurance) and Medicare Part B (Medical Insurance).  The Government pays for 80% of all Medicare-covered and Medically Necessary procedures, while you, the Medicare Beneficiary, pa for the other 20% of health services not paid for by Medicare. You typically pay for services as you receive them. When you get services, you’ll pay a deductible at  the start of each year, and you usually pay 20% of the cost of the  Medicare-ap

A Medicare Insurance Broker, also known as a Medicare Broker or Medicare Agent, undergoes extensive training on Medicare law and Medicaid services and is officially certified by insurance companies by CMS guidelines. They are required to adhere to stringent regulations, particularly about marketing and enrollment, ensuring full compliance with Medicare, state insurance regulations, and private insurance companies.

When it comes to Medicare for Veterans, Veterans and their families are required to be enrolled in Medicare Part B in order to receive and take advantage of their VA Health Benefits.

We work tirelessly every day to help our clients achieve Peace of Mind by taking care of them and making sure they are happy with their healthcare. We plan on being a resource for them for the rest of their lives.

Life is beautiful, every day is a gift, and I love what I do.  You will find that we genuinely enjoy helping people and educating them about Medicare. We do our best to advise and guide them so they can make the best decisions for themselves and their families moving forward. I am available any time of the day you need me, but fair warning, I answer my phone and emails every day that ends in "Y", so please, please never feel bad about calling, texting, or emailing me anytime.