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Did you know that more people spend time researching a new car than they do researching how to enroll in Medicare? It's true, and I get it, the government spends no time making sure we all understand what Medicare is all about; they just assume we will figure it out, eventually. We made this checklist to help everyone stay on track with their healthcare in retirement. Having been an independent Medicare Broker and a CMP (Certified Medicare Planner), I have seen too many peo

If you’ve been enrolled in a Medigap plan for a while, you probably noticed Premium increases were not just higher, they were noticeably outside the normal range most people had come to expect. Our goal with this article is to try and bring some clarity and honesty to why Medicare Supplement and Medigap Premiums have been increasing at not just an elevated rate the past few years, but I think we could safely say at an Alarming Rate

I started wondering: what are the most common driving forces among people once they decide to quit working full-time? For many, the biggest influence on their decision was their spouse or their family. Oftentimes, people bury themselves in work to mask the pain and hurt of losing someone near and dear to them. And it is harder to imagine being joyful in retirement. But I found this exercise interesting and wanted to share it with you, hoping that some of you will find it

Whether you are new to Medicare or a seasoned Medicare Beneficiary, there are times when Billing issues can pop up out of nowhere and rain on your parade. In today's article, we wanted to pull back the curtain and give you a better understanding of how Medicare Billing works, both with Original Medicare and with Medicare Advantage plans. Our goal is to inform you of the differences so you can know what to expect.