CONGRATULATIONS, YOU RECEIVED YOUR MEDICARE CARD, NOW WHAT DO YOU DO

Michael T. Braden Aust 24, 2025 ENROLLING IN MEDICARE

CONGRATULATIONS, YOU HAVE YOUR NEW MEDICARE CARD! NOW WHAT SHOULD YOU DO?

5 THINGS YOU SHOULD DO AFTER RECEIVING YOUR MEDICARE CARD

If you’ve recently received your red, white, and blue Medicare card, congratulations, you’re officially on your way to accessing valuable healthcare benefits. But what comes next? Whether you’re brand new to Medicare or just transitioning from another form of coverage, there are a few essential steps to take to ensure a smooth experience. Here are five things to do after your Medicare card arrives in the mail.

BRANDEN MEDICARE INSURANCE POSTER SHOWING THE RED, WHITE AND BLUE MEDICARE CARD

1.   REVIEW YOUR MEDICARE CARD FOR ACCURACY

When your Medicare card arrives, the first thing to do is verify your Part A and Part B effective dates. These dates are essential because they determine when your coverage begins. Mistakes, although rare, can still occur, so be sure to double-check your Medicare Card for accuracy.

Part A typically covers hospital services, while Part B covers outpatient care, doctor visits, and preventive services. Together, these parts make up Original Medicare. Understanding what’s included and what’s not included will help you plan for any additional coverage you may need.

2.   REVIEW ALL OF YOUR MEDICARE COVERAGE OPTIONS

Original Medicare doesn’t cover everything. You may incur out-of-pocket costs, such as deductibles and coinsurance, with no cap on yearly expenses. This is where supplemental coverage comes in.

There are two main options:

1. Medigap Plans: Also known as Medicare Supplement Insurance, these plans help cover the costs that Original Medicare doesn’t pay.

   
   

2. Medicare Part C: Also called Medicare Advantage, these plans bundle Parts A and B and often include additional benefits like vision, dental, and prescription drug coverage.

   Your decision will depend on factors such as your budget, health needs, and the preferences of your provider. If you’re newly eligible, your Initial Enrollment Period is the best time to choose a plan without facing penalties or limited options.

   
   

3.   SET UP YOUR OWN ACCOUNT ON THE MEDICARE WEBSITE

Creating an account on the Medicare website at www.medicare.gov allows you to easily manage your benefits online. With an account, you can:

• View and print your Medicare card.

• Check claims and coverage details.

• Track preventive services

• Find providers that accept Medicare. It only takes a few minutes to register, and having access to your account can make managing your healthcare much more convenient.

4.  SCHEDULE YOUR FREE “WELCOME TO MEDICARE VISIT” WITH YOUR DOCTOR

During your first 12 months of Medicare Part B coverage, every new Medicare Beneficiary is entitled to a “Welcome to Medicare” preventive visit.

This is a one-time, 45-minute appointment with your Primary Care Doctor to discuss your past, current, and future health care. During your visit, you will discuss:

• A review of your medical and family history

• A basic vision test

• Blood pressure, height, and weight checks

• A review of what preventive screenings you have done

• Set a schedule for any additional or missed screenings.

• Discuss any other concerns you may have and receive personalized health advice.

  This visit is covered at no cost to you if your provider accepts Medicare. It’s an excellent opportunity to ask questions and begin building your Medicare care team.

5.   BE AWARE OF UNSCRUPULOUS MEDICARE SCAMS

Unfortunately, Medicare scams are all too common, especially targeting new beneficiaries. Scammers may pose as Medicare representatives to try to obtain your personal information.

To protect yourself:

• Never give out your Medicare number to unsolicited callers.

• Be cautious of anyone offering free equipment or services in exchange for your

• Medicare info

• Monitor your Medicare account and statements for unauthorized charges.

  If something feels off, trust your instincts and contact Medicare directly at 1-800- MEDICARE. By the way, I would say that in my experience, 99% of the people you talk with whenever you call 1-800-MEDICARE are positively awesome. They are patient, friendly, and they have gone through extensive training. And, if you ever feel the need to request a supervisor, that is your right.

WRAPPING THINGS UP

Receiving your Medicare card is just the beginning of your healthcare journey. By reviewing your benefits, considering supplemental options, and taking advantage of preventive care, you can make the most of your coverage.