Enrolling In Medicare

Michael T. Braden, August 27, 2024 MEDICARE ENROLLMENT

How To Enroll In Medicare

 ENROLLING IN MEDICARE

When you are new to Medicare and Enrolling in Medicare, your first chance to sign up for Medicare is during your Initial Enrollment Period, which we’ll discuss a bit further in the next section.

The Medicare Initial Enrollment Period starts 3 Months Before Your Birth Month WHen You Turn 65, and continues 3 Months after your Birth Month.

This period typically begins when you turn 65. For instance, if your birthday is on March 1st, your Initial Enrollment Period would run from December to June. It spans seven months, starting three months before your 65th birthday and ending three months after your 65th birthday.

For example, if you enroll in December, January, or February, your coverage begins on March 1st. This period ensures you have ample time to enroll in Medicare and avoid any gaps in coverage as you transition into this critical phase of life.

ENROLLING IN MEDICARE

ENROLLING IN MEDICARE IS EASY, AND THERE ARE SEVERAL WAYS TO DO IT:

• Automatic Enrollment: If you start receiving Social Security retirement benefits anytime between the ages of 62 and up to four months before turning 65, you'll be enrolled automatically in Medicare Part A and Part B when you reach 65.

  
  

• Applying for Social Security: If you apply for Social Security benefits three months before your 65th birthday or later, you can sign up for Medicare during the same process.

  
  

• Initial Enrollment Period: This 7-month period begins three months before you turn 65 and ends three months after your 65th birthday. It's crucial to enroll during this time to avoid any penalties.

  
  

• Exceptional Circumstances: If you're not ready to receive Social Security benefits at 65 because you're still working, you can apply online for Medicare only. Alternatively, you may wait until retirement to enroll during a special enrollment period.

  
  

WHAT DOES MEDICARE COVER?

While specifics can vary based on your plan, all Medicare plans must offer at least the same coverage as Original Medicare. However, certain services may have limitations, such as being available only in specific facilities or for patients with particular conditions.

HOW TO APPLY FOR MEDICARE PART B ONLINE USING THE SOCIAL SECURITY WEBSITE.

HOW TO APPLY FOR MEDICARE PART A ONLINE USING THE SOCIAL SECURITY WEBSITE.